Market Capitalization:3 104 103 992 180,4 USD
Vol. in 24 hours:96 378 230 138,9 USD
Dominance:BTC 58,7%
ETH:12,18%
Market Capitalization:3 104 103 992 180,4 USD
Vol. in 24 hours:96 378 230 138,9 USD
Dominance:BTC 58,7%
ETH:12,18%
Market Capitalization:3 104 103 992 180,4 USD
Vol. in 24 hours:96 378 230 138,9 USD
Dominance:BTC 58,7%
ETH:12,18%
Market Capitalization:3 104 103 992 180,4 USD
Vol. in 24 hours:96 378 230 138,9 USD
Dominance:BTC 58,7%
ETH:12,18%
Market Capitalization:3 104 103 992 180,4 USD
Vol. in 24 hours:96 378 230 138,9 USD
Dominance:BTC 58,7%
ETH:12,18%
Market Capitalization:3 104 103 992 180,4 USD
Vol. in 24 hours:96 378 230 138,9 USD
Dominance:BTC 58,7%
ETH:12,18%
Market Capitalization:3 104 103 992 180,4 USD
Vol. in 24 hours:96 378 230 138,9 USD
Dominance:BTC 58,7%
ETH:12,18%
Market Capitalization:3 104 103 992 180,4 USD
Vol. in 24 hours:96 378 230 138,9 USD
Dominance:BTC 58,7%
ETH:12,18%
Market Capitalization:3 104 103 992 180,4 USD
Vol. in 24 hours:96 378 230 138,9 USD
Dominance:BTC 58,7%
ETH:12,18%
Market Capitalization:3 104 103 992 180,4 USD
Vol. in 24 hours:96 378 230 138,9 USD
Dominance:BTC 58,7%
ETH:12,18%
Yes
>>Reasons Banks Aren’t Currently Using XRP in Large Volumes

Reasons Banks Aren’t Currently Using XRP in Large Volumes

crypthub
Reasons Banks Aren’t Currently Using XRP in Large Volumes

Regulatory Barriers

Banks resist using XRP because the US dollar remains the only regulated bridge currency. Crypto assets are classified as high‑risk, and the BIS applies a 1250% risk weight to unbacked tokens like XRP. This forces banks to hold large capital buffers, making XRP unattractive despite its technology.

BIS Risk Weight Impact

If the BIS reduces the risk weighting, banks could adopt XRP for cross‑border liquidity. A trade could then flow GBP → XRP → PHP, eliminating the intermediate dollar step. Lower capital charges would make the XRP route cheaper and faster.

Ripple’s Ecosystem

Ripple’s RLUSD stablecoin relies on XRP as the bridge asset within its software platform. Navin Gupta explains that Ripple connects order books, swapping GBP‑XRP‑PHP in seconds among regulated institutions. This structure offers rapid settlement and reduced costs while staying compliant.