Market Capitalization:3 676 287 117 205,8 USD
Vol. in 24 hours:189 824 307 273,68 USD
Dominance:BTC 59,32%
ETH:12,61%
Market Capitalization:3 676 287 117 205,8 USD
Vol. in 24 hours:189 824 307 273,68 USD
Dominance:BTC 59,32%
ETH:12,61%
Market Capitalization:3 676 287 117 205,8 USD
Vol. in 24 hours:189 824 307 273,68 USD
Dominance:BTC 59,32%
ETH:12,61%
Market Capitalization:3 676 287 117 205,8 USD
Vol. in 24 hours:189 824 307 273,68 USD
Dominance:BTC 59,32%
ETH:12,61%
Market Capitalization:3 676 287 117 205,8 USD
Vol. in 24 hours:189 824 307 273,68 USD
Dominance:BTC 59,32%
ETH:12,61%
Market Capitalization:3 676 287 117 205,8 USD
Vol. in 24 hours:189 824 307 273,68 USD
Dominance:BTC 59,32%
ETH:12,61%
Market Capitalization:3 676 287 117 205,8 USD
Vol. in 24 hours:189 824 307 273,68 USD
Dominance:BTC 59,32%
ETH:12,61%
Market Capitalization:3 676 287 117 205,8 USD
Vol. in 24 hours:189 824 307 273,68 USD
Dominance:BTC 59,32%
ETH:12,61%
Market Capitalization:3 676 287 117 205,8 USD
Vol. in 24 hours:189 824 307 273,68 USD
Dominance:BTC 59,32%
ETH:12,61%
Market Capitalization:3 676 287 117 205,8 USD
Vol. in 24 hours:189 824 307 273,68 USD
Dominance:BTC 59,32%
ETH:12,61%
Yes
>>Ripple is already built on ISO 20022 using XRP.

Ripple is already built on ISO 20022 using XRP.

crypthub
Ripple is already built on ISO 20022 using XRP.

ISO 20022 Transition Timeline

The global payments network will finish moving to native ISO 20022 messaging by the end of 2025. Mandatory adoption began in 2019, with an interim cut‑over from MT messages required by March 2023. The new format adds richer fields for purpose, source and beneficiary data, aiming to cut ambiguity and boost fraud detection.

Operational Benefits

Financial institutions gain uniform message structures, stronger security through detailed metadata, and clearer liquidity visibility. Automation and straight‑through processing are expected to lower manual effort and costs. Overall efficiency in processing and reconciliation should improve.

XRP’s Native Compatibility

XRP already operates natively on ISO 20022, placing it alongside stablecoins and other digital assets in the forthcoming messaging ecosystem. Industry leaders view the protocol as a bridge between traditional banking and decentralized finance. The integration could simplify cross‑border settlement for tokenized instruments.

Market Reaction

Observers note that ISO 20022 adoption enhances transparency for assets that support the standard. Native compatibility is seen as a competitive edge as the payment landscape modernizes. The 2025 migration may accelerate custody, compliance and on‑chain integration efforts.