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>>The Ripple chief executive delivers a striking remark about XRP and immediate settlement

The Ripple chief executive delivers a striking remark about XRP and immediate settlement

crypthub

about 3 hours ago

Garlinghouse’s Vision

Brad Garlinghouse says the era of 24‑hour cross‑border transfers is ending and settlements will happen in seconds, with XRP as the bridge asset. Paul White Gold Eagle shared a video where Garlinghouse explains XRP’s role in faster money movement. The message highlights that slow, capital‑intensive correspondent banking will be replaced.

XRP vs Traditional Banking

In the correspondent model, banks must pre‑fund foreign accounts, tying up capital and raising costs. Garlinghouse argues XRP provides on‑demand liquidity, letting institutions draw from existing XRP pools instead of idle reserves. This eliminates the need for pre‑funded balances while enabling real‑time value transfer.

Speed, Scalability and Market Momentum

XRP settles in about three seconds, far quicker than Bitcoin’s up to 12‑minute window, making it suitable for enterprise payments. The process runs behind the scenes, so users experience faster, cheaper transactions without technical complexity. Garlinghouse reports growing global usage, positioning XRP as a practical solution for instant settlement.