XRP Price Forecast If It Secures 5% of Daily SWIFT Transactions

crypthub

about 9 hours ago

XRP’s Proposed Role in Global Payments

Ripple positions XRP as a settlement asset that works alongside existing networks rather than replacing them. Traditional systems like SWIFT can be slow, involve many intermediaries, and tie up capital. A blockchain‑based ledger can settle transactions faster and with fewer steps, freeing up that locked capital. In this view, SWIFT remains a messaging layer while XRP moves value between institutions.

Scale of the SWIFT Network

SWIFT handles tens of millions of messages each day, averaging over 40 million in recent years. Although exact values are undisclosed, estimates place daily transferred amounts around $5 trillion, a conservative baseline. Global financial growth suggests current volumes are likely higher. These figures provide the context for assessing XRP’s potential impact.

Impact of Capturing a 5% Share

If XRP processed just 5% of a $5 trillion flow, roughly $250 billion would move through it daily. Current XRP trading volume is about $3 billion, so this represents a massive scale‑up. Simplified models project a token price near $170, giving XRP a multi‑trillion‑dollar market cap. However, price does not scale linearly with volume, and much of the activity could be operational rather than speculative.

Disclaimer

The analysis is for informational purposes and not financial advice. Views expressed are those of the author and not of Times Tabloid. Readers should conduct thorough research before investing, as any action is taken at their own risk.