XRP Positioned as a Central Bank Bridge Asset — Could It Surpass Bitcoin?

crypthub

about 10 hours ago

Investor Claim and Policy Shift

A long‑time Bitcoin supporter posted that if central banks adopt a single on‑chain bridge, XRP could eclipse Bitcoin “by magnitude.” The Federal Reserve’s request for dollar/yen quotes highlights growing concern over currency volatility. Such moves revive discussions about faster settlement rails for fiat. The tweet suggests every central bank might eventually use XRP as a bridge asset.

Ripple’s 2026 Vision and Bridge Mechanics

Ripple executives say 2026 could see regulated banks and asset managers linking production systems to the XRP Ledger. They envision permissioned liquidity pools and stablecoins enabling near‑instant swaps of dollars and euros. An on‑chain order book would handle trades with settlement in seconds and automatic audit trails. Adoption would likely be gradual, driven by strict oversight requirements.

Market Gap and Real‑World Hurdles

Bitcoin’s market cap is in the trillions, while XRP’s is under $100 billion, leaving a massive gap. Closing it would need trillions of new capital and clear regulatory frameworks. Geopolitical tensions further complicate capital flows and amplify interest in rapid settlement solutions. Nevertheless, practical rollout remains uncertain.