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>>Teucrium's CEO asserts that Ripple could join the world's top 20 banks if it secures a banking license.

Teucrium's CEO asserts that Ripple could join the world's top 20 banks if it secures a banking license.

crypthub

3/16/2026, 7:41:16 AM

Optimistic Outlook

Teucrium CEO Sal Gilbertie says Ripple could rank among the world’s biggest banks if it earns a banking license. He discussed this view with crypto commentator Paul Barron. Ripple is in the final review stage with the OCC for a national trust charter. The push coincides with rising stablecoin usage and tighter U.S. crypto oversight.

XRP Reserves as Capital

Ripple reportedly holds about 40 billion XRP. At roughly $3 per token, those assets could add over $100 billion to its balance sheet. Retaining, not selling, the tokens would dramatically lift Ripple’s valuation. This could place the firm alongside top‑tier global banks.

Bridging Crypto and Traditional Finance

Ripple’s blockchain network underpins faster, cheaper cross‑border payments. Partnerships such as Mastercard’s Crypto Partner Program expand its reach into a $9 trillion payments ecosystem. A full trust‑bank license would merge its digital‑asset infrastructure with conventional banking. The timeline is uncertain, but the potential impact is large.

Financial Momentum

The company recently completed a $750 million share buyback, valuing it at $50 billion. Such liquidity supports its bid for a banking charter. Gilbertie highlights that even modest XRP price gains could shift Ripple into the top‑20 most capitalized banks. Regulatory approval could mark a turning point for blockchain‑native firms.