Yes

>>A researcher argues that XRP is strongly connected to FedNow, and presents the evidence.

A researcher argues that XRP is strongly connected to FedNow, and presents the evidence.

crypthub

1 day ago

Modernizing Global Payments

Global payment networks are shifting to real‑time, cross‑border settlement. Central banks and private rails now use the ISO 20022 messaging standard, replacing legacy protocols. Systems such as SWIFT, Fedwire, CHIPS and FedNow align with this framework, improving interoperability and transparency.

Ripple’s Regulatory Advances and XRP’s Role

Ripple obtained conditional approval for a national trust bank charter and seeks a Federal Reserve Master Account, aiming for direct FedWire and FedNow access. The company also pursues tokenized assets and regulated XRP products, deepening its institutional footprint. XRP is positioned as a bridge asset that moves liquidity across disparate systems, fitting the shared‑standard ecosystem.

Convergence of Traditional and Blockchain Infrastructure

Traditional rails and blockchain solutions are evolving side‑by‑side rather than replacing each other. The common focus on ISO 20022, real‑time settlement and regulatory alignment narrows the gap between legacy finance and digital assets. XRP’s relevance lies in its ability to operate within this integrated, interoperable architecture.