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>>Cardano founder Charles Hoskinson surprises by favoring XRP over Ethereum, USDT, and USDC — here's why.

Cardano founder Charles Hoskinson surprises by favoring XRP over Ethereum, USDT, and USDC — here's why.

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about 18 hours ago

Hoskinson’s Shift on XRP

Charles Hoskinson recently praised the XRP ecosystem, a notable contrast to the historically strained Cardano‑XRP relations. Past disputes centered on decentralization, governance, and design philosophy. His new remarks adopt a more analytical, less combative tone.

DeFi Growth Outlook

Hoskinson predicts XRP‑based DeFi could become one of the fastest‑growing segments by 2027, potentially outpacing Ethereum’s DeFi expansion. He cites Ethereum’s scaling limits, congestion, and liquidity fragmentation across Layer‑2 solutions. A smaller, streamlined design may allow XRP to accelerate adoption more quickly.

XRP as a Web2.5 Bridge

He describes XRP as a “Web2.5” bridge asset, positioned between traditional finance and fully decentralized applications. Rather than competing with Ethereum’s broad smart‑contract capabilities, XRP focuses on efficient payments, settlement, and institutional interoperability. This niche emphasizes value transfer over general‑purpose programmability.

Changing Narrative

Previously, Hoskinson criticized XRP’s token distribution and Ripple’s influence, labeling it a “sleeping giant.” His current endorsement acknowledges XRP’s brand strength and potential role in future financial systems. The shift underscores the importance of coexistence and collaboration in the broader crypto landscape.