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>>A market specialist warns that investors will soon be unable to purchase XRP directly and explains why.

A market specialist warns that investors will soon be unable to purchase XRP directly and explains why.

crypthub

about 3 hours ago

Impending Market Shift

Vincent Van Code warns that retail investors will soon lose the ability to buy native XRP directly. He says the market is moving toward institution‑only access within the next few years. Major custodians are expected to hold almost all XRP, pushing retail exposure to ETF‑style products. The transition is part of a 15‑year plan aimed to finish by 2030.

Institutional Dominance

In the projected model, banks, fund managers and large financial entities will control XRP for settlement and custody. Retail participants will interact only through managed products that track XRP’s price. Direct ownership in personal wallets will become rare. This shift turns XRP into a wholesale token rather than a consumer asset.

Storage Recommendations

Van Code outlines three options: exchanges offer ease but require trust in solvency, cold wallets give full control but risk loss or mishandling, and ETFs provide bank‑grade security with regulatory oversight. ETFs, however, involve fees, may not allow conversion back to native XRP, and can trigger capital gains taxes. He advises choosing based on technical skill, comfort with key management, and the amount of XRP held.