Kriptovaluta hírek

Missouri Pushes Ahead with a Strategic Reserve Bill as Bitcoin Gains Traction in the Heartland

The Missouri House advanced House Bill 2080 to the Commerce Committee for hearings and possible amendment. Lawmakers will hear expert testimony before a full floor vote. The committee stage gives the proposal a clearer path despite the session’s time constraints. The bill creates a Bitcoin Strategic Reserve Fund within the state treasury, managed by the treasurer. Bitcoin can enter the fund as gifts, grants, donations, bequests, or transfers from eligible residents and certain agencies. Assets must remain locked for at least five years before any sale or transfer. Custody safeguards require cold‑storage and prohibit dealings with foreign or illicit actors; third‑party custodians may be used. The treasurer must issue a biennial report detailing holdings, transactions, and security measures. Reports are due by December 31 of each even‑numbered year. Proponents argue the reserve lets the state accept crypto gifts without risking general funds. Critics warn of Bitcoin’s price volatility and political exposure of public assets. Debate will focus on the adequacy of safeguards and the necessity of state involvement in cryptocurrency.

USD Forecast 2025: Overcoming Significant Structural Headwinds with a Cautious Federal Reserve

Twin fiscal and current‑account deficits force the dollar to seek foreign capital. Higher debt‑to‑GDP and faster overseas growth cut its edge. Reserve managers shift assets from the dollar to other currencies and gold. The Fed remains data‑dependent, using a ‘wait‑and‑see’ stance to keep inflation near 2 %. It avoids quick rate moves, keeping a higher‑for‑longer yield. This caution gives short‑term dollar support while protecting growth. The tug‑of‑war yields range‑bound EUR/USD and USD/JPY, spiking on key data. A stronger dollar pressures emerging‑market debt; a weaker one eases costs. Investors must watch fiscal health, reserve shifts, and policy cues. Analysts see short‑term dollar strength when policy diverges, yet structural drags limit momentum. Watch TIC flows, trade balance, CPI/PCE, and FOMC releases. Expect controlled volatility and range‑trading through 2025.

AI Agents May Wreck the Economy: Citrini Warns of an Alarming Systemic Collapse

Citrini Research warns that autonomous AI agents could trigger a self‑reinforcing economic collapse within two years. By automating complex white‑collar tasks, firms may cut staff, leading to sharp unemployment and falling consumer demand. The resulting negative feedback loop could double job losses and erase more than a third of global stock market value by 2028. Unlike past automation focused on manufacturing, agentic AI can perceive, plan and act in knowledge‑intensive roles such as procurement, legal research, and financial analysis. Rapid displacement of high‑skill workers would compress margins, push companies to further automate, and create a deflationary spiral. Sectors most at risk include professional services, BPO, middle management and finance. Economists are split: some see the scenario as a plausible near‑term systemic risk, citing historical tech shocks, while others argue markets will adapt and new jobs will emerge. Critics question the assumed rigidity of demand and the speed of regulatory pushback. Nonetheless the report maps a clear causal chain that many find compelling. The authors urge policymakers to prepare by investing in reskilling, exploring adaptive safety nets, and incentivizing human‑AI collaboration rather than outright replacement. Without such measures, the efficiency drive of AI agents could destabilise the labor market and financial system. The debate shifts from sci‑fi superintelligence fears to concrete economic resilience.

PayPal shares rise 9% following acquisition speculation and the appointment of a new CEO.

PayPal rose to $44, up 5.65% after a Bloomberg report of unsolicited takeover interest. Trading briefly halted as price swung between $40.85 and $45.23. Sources say banks are meeting with potential buyers, with at least one rival reviewing a full acquisition and others eyeing assets. Discussions are still preliminary, but investors have already priced a premium. The stock has fallen about 46% in the past year and 83% over five years, while the S&P 500 rose roughly 76% in the same period. Year‑to‑date it is down 24% versus a flat broader index. Market value is now near $38.4 billion, drawing interest from value investors and strategic suitors. The steep slide raises questions about structural challenges versus opportunistic buying. Enrique Lores will become president and CEO on March 1, replacing Alex Chriss. Lores, former HP CEO and five‑year PayPal board member, is known for restructuring and asset sales. His appointment suggests possible strategic shifts as performance lags peers. The timing aligns with the takeover speculation. PayPal trades at a PE of about 8, among the cheapest large‑cap tech stocks, and has announced a $6 billion share‑buyback for 2026. Analysts project 30‑40% upside if growth improves, but competition and slowing margins remain concerns. Investors must weigh takeover buzz, low valuation, and execution risk as the stock’s next direction unfolds.

Gold Prices Leap as Safe-Haven Buying Soars Amid U.S. Tariffs and Iran Tensions

Gold surged to a three‑week high as investors fled rising uncertainty. New U.S. import tariffs sparked fears of trade friction and inflation. At the same time, heightened military activity near Iran’s Strait of Hormuz added geopolitical risk. The combination created a classic flight‑to‑safety push for bullion. Tariffs threaten global supply chains, potentially slowing growth and raising consumer prices, making gold an attractive hedge. Iran‑related tensions raise the geopolitical risk premium because the Strait of Hormuz is vital for oil shipments. Both forces reinforce gold’s role as a non‑correlated store of value. Spot gold broke key resistance around $2,400 per ounce, prompting algorithmic and institutional buying. Trading volumes in gold futures and ETFs have jumped sharply over the last five sessions. Analysts describe the move as a textbook safe‑haven bid driven by fast‑money traders and longer‑term allocators. The rally signals wider risk aversion, likely boosting other safe‑haven assets such as silver, the Swiss franc, and the yen. equities tied to trade‑sensitive sectors may face pressure. Investors must assess whether the surge is a brief spike or the start of a sustained bull market and choose appropriate exposure methods.

Forecasted prices for 2/23: SPX, DXY, BTC, ETH, XRP, BNB, SOL, DOGE, BCH, ADA

Bitcoin and other digital assets fell as U.S. stock markets absorbed President Donald Trump’s newly announced 15% global tariff. Could this trigger fresh lows for 2026?

Robinhood notes that investors are shifting focus beyond Bitcoin.

The President of Robinhood Crypto says the market has reached its bottom, prompting investors to look beyond Bitcoin and Ethereum. Interest in alternative coins is increasing, with growing participation in staking and decentralized finance platforms. Bitcoin’s Relative Strength Index sits at 31, indicating oversold conditions, while the first support level is near $64,000. Net cryptocurrency holdings in Turkey have shown a notable rise.

Bitcoin Enters a Recovery Phase as whales sell and ETF withdrawals increase.

Ethereum drops beneath trend lines as founder sales increase market pressure

Michael Saylor's strategy secures an additional 592 bitcoins for $40 million, marking his 100th Bitcoin purchase.

Strategy, the world’s largest publicly traded corporate holder of Bitcoin, bought 592 BTC last week, spending nearly $40 million.

Massive Ethereum holder shocks market by moving $13.5 million of long‑held ETH to Kraken

On March 21 2025 a dormant Ethereum wallet (0x257…) transferred its entire 6,983 ETH, valued at roughly $13.5 M, to Kraken. The address had been inactive for over two years. Analysts see such exchange deposits as potential sell signals. This move follows earlier large whale transfers to Coinbase and Binance. Deposits to a centralized exchange usually precede conversion to fiat or other tokens, and the timing aligns with Ethereum’s post‑upgrade consolidation, testing holder confidence. Added sell‑side liquidity can generate short‑term downward pressure if buy depth is thin. While a single $13.5 M transfer is modest versus Ethereum’s daily $10 B volume, it serves as a psychological indicator. Experts monitor clusters of dormant wallets selling as possible precursors to broader market shifts. Kraken’s reputation for security and OTC services makes it a favored venue for high‑net‑worth traders seeking low‑slippage exits. Strengthened AML/KYC rules now require even anonymous on‑chain actors to verify identity when cashing out, reflecting the sector’s institutionalization. The transaction underscores how mature exchange infrastructure links crypto assets to traditional finance.

Trump advisers propose a dollar‑backed stablecoin for Gaza, prompting scrutiny.

A plan to introduce a dollar‑pegged stablecoin into Gaza’s post‑war economy is emphasizing how U.S.‑denominated cryptocurrency could revolutionize the delivery of humanitarian aid.

NZD/USD slides sharply despite strong retail sales, as the RBNZ’s dovish stance catches markets off guard.

The pair fell 0.8% to 0.6120 on Thursday despite a 1.8% QoQ rise in retail sales, the strongest in two years. It broke the 50‑day moving average (0.6150) and the 0.6100 support, with volume at 150% of the 30‑day average. The move shows central‑bank guidance can outweigh data. The RBNZ kept the cash rate at 5.50% but removed talk of future hikes and warned of downside growth risks. The dovish tone signaled possible cuts, prompting a sharp re‑pricing of the Kiwi. Analysts say policy expectations now dominate over past data. Support breaks triggered algorithmic stop‑loss orders, deepening the fall. The U.S. dollar index rose while other commodity currencies held, highlighting New Zealand‑specific policy as the driver. Traders now eye upcoming inflation and risk sentiment.

The Potential Surge of XRP If the Clarity Act Is Enacted and It Becomes Integrated with U.S. Banks

The U.S. crypto market has been stalled by regulatory uncertainty. The Digital Asset Market Clarity Act proposes to classify digital assets as commodities, placing oversight with the CFTC. Its passage would build on Ripple’s 2023 court ruling that secondary‑market XRP sales are not securities. Clear legal status is expected to lower institutional risk and attract capital. With the Act enacted, XRP could trade between $5 and $10, roughly a 3.6‑fold rise from its February 2026 price. If U.S. banks adopt RippleNet for cross‑border payments exceeding $10 billion daily, the token may reach $15 to $30 as a functional payment tool. This tier reflects value added by real‑world usage beyond speculative demand. A more ambitious scenario envisions XRP becoming a core interbank liquidity layer, eliminating the need for pre‑funded accounts. Widespread adoption by major banks would drive substantial demand, justifying valuations above $100. In this view, XRP could evolve into a foundational component of the U.S. financial system.

OpenClaw verifies the cryptocurrency ban, citing the reason for the Bitcoin prohibition

OpenClaw developer Peter Steinberger announced that betting with Bitcoin or other cryptocurrencies is no longer allowed on the Discord server. A participant was expelled after referencing the Bitcoin block height. In the aftermath of the fraudulent $CLAWD token incident, the ...

U.S. Legal Defeat Alters Global Trade Dynamics, ABN AMRO Discloses Shocking Impacts

The US court overturned key trade enforcement provisions, curbing executive powers that had sped cross‑border shipments. The decision reverses a 2018 framework that cut clearance times by about 40%. Over 60% of US‑bound cargo relied on the affected procedures, creating immediate bottlenecks. Analysts expect clearance delays of 15‑25% initially. Importers and exporters now face longer customs checks and higher compliance burdens. Technology, automotive, agricultural and pharmaceutical goods are especially impacted, with delays of 8‑25 days and cost rises up to 15%. Companies are re‑routing through Canadian and Mexican ports, reshaping global trade flows. Shipping costs and timelines are climbing. ABN AMRO quickly revised its trade‑finance models, tightening due‑diligence and adding digital verification tools. The bank expanded advisory services and embedded new compliance checks in its platform. Trade‑finance spreads widened by 35 basis points and insurance premiums rose 20%. Firms with diversified routes gained, while US‑heavy exporters lost value. The ruling spurs regionalization, larger inventory buffers and greater use of blockchain or AI for documentation. Regulators are reviewing treaties and may amend domestic statutes. Over the next 12‑24 months the trade ecosystem will become more fragmented but also more resilient. Continuous monitoring remains essential.

World Liberty Financial, supported by Trump, has been struck by a coordinated assault.

World Liberty Financial’s USD1 stablecoin was hit by a coordinated attack that compromised several co‑founder accounts. Hackers allegedly paid influencers to spread FUD and opened large short positions to profit from a forced price drop. The assault briefly pushed USD1 below its $1 peg, hitting $0.994. USD1 is a dollar‑pegged token fully backed 1:1 by cash, U.S. Treasuries and money‑market funds held by regulated custodian BitGo. Its transparent mint‑and‑redeem design allowed the peg to recover quickly, stabilising around $0.998‑$0.999. Market data shows the dip was short‑lived despite the aggressive shorting. Co‑founder Zach Witkoff reaffirmed the token’s 100% backing and urged users to rely only on verified official channels. The project has previously faced account compromises, including a 2025 hack of Witkoff’s personal X account. Independent verification of this latest breach remains pending as investigations continue.

The Trump-backed crypto firm says a coordinated assault on its stablecoin failed.

The token of World Liberty Financial fell roughly 7% early Monday, a dip later attributed to coordinated attacks on social media and by short sellers.

Michael Saylor hints at a fresh Bitcoin purchase, the XRP Ledger jumps 40%, and Shiba Inu’s price pushes the market cap to $3.6 billion — U.Today Crypto Digest

Michael Saylor hinted that he may acquire additional Bitcoin, suggesting another large‑scale purchase is forthcoming. Transactions on the XRP Ledger surged by 40%, indicating heightened network usage. Shiba Inu (SHIB) ended February with a market capitalization of approximately $3.6 billion.

USDC Minted: A remarkable $250 million inflow signals a major shift in the crypto market.

On March 21, 2025 the USDC Treasury minted 250 million USDC, a quarter‑largest issuance. Whale Alert flagged the transaction, drawing immediate attention from traders, analysts and institutions. The sizable injection suggests a notable market shift. USDC is minted when Circle receives a matching dollar deposit and the Ethereum contract creates the token, preserving the 1:1 peg. The $250 million can move to exchanges, DeFi lenders or OTC desks, adding buying power and lowering volatility for BTC/USDC and ETH/USDC. Previous large mints preceded layer‑2 growth and institutional token entry. On‑chain monitors like Whale Alert show transaction hash, block number and recipient, separating minting from transfers. Regulators require real‑time reserve backing, unlike traditional money printing. Analysts see the tokens heading to exchanges and DeFi, strengthening USDC’s digital‑finance role.

Solana is constructing high‑velocity infrastructure to ready SOL for the upcoming super‑cycle.

The program focuses on institutional demand throughout the Asia‑Pacific region, providing DeFi solutions, liquid‑staking options, and execution services tailored for traditional finance companies venturing into the cryptocurrency market.

Spotify's AI-generated playlists: the groundbreaking feature launches across the UK and worldwide

Spotify has launched its AI Prompted Playlists for Premium users in the UK, Ireland, Australia and Sweden, after beta trials in New Zealand and releases in the US and Canada. The expansion targets key English‑speaking markets and follows a staged rollout strategy. Listeners now create playlists by typing natural‑language prompts. In the mobile app, users tap Create → Prompted Playlist and enter an English description. The AI interprets moods, activities or specific scenes, using Spotify’s catalog, current trends and the user’s listening history. Each song appears with a short explanation of why it was chosen. Prompts can be broad (“chill vibes”) or detailed (“1980s synth‑pop workout”). Users can favor new discoveries or their own library and set daily or weekly refreshes. A beta limit of roughly 20‑30 playlists per user has been reported. The feature is a core element of Spotify’s wider AI push, which also includes AI‑enhanced audiobook matching, lyric translation and AI‑assisted development tools. Partnerships like SeatGeek integrate tickets into artist profiles, positioning Spotify as an AI‑driven audio and live‑entertainment hub. Analysts see the tool as a shift toward user‑directed curation that could boost engagement and spotlight niche artists.

Grey broadens its business banking services to include USD accounts and stablecoin capabilities.

Garlinghouse, Ripple’s CEO, says there’s an 80% chance the Clarity Act will be approved by April.