Uphold's CEO reveals a striking insight about XRP.
Uphold CEO Simon McLoughlin predicts an $80 trillion shift to younger, digitally native generations who treat money like a text or video file. He says this expectation is already shaping investor behavior, not a distant trend. Most value now exists as ledger data, making fast, seamless movement essential. Current financial infrastructure relies on multiple disconnected ledgers, creating extra steps, higher costs, and slower settlements. These frictions affect both consumers and institutions, especially for cross‑border transfers. Users now demand reliability, clarity, and instant transfers without legacy delays. Uphold has long supported XRP, whose design offers seconds‑fast settlement, low fees, and strong cross‑border performance. These attributes match the speed and efficiency demanded by digital natives. As businesses seek frictionless global movement, XRP positions itself as a leading solution.