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>>How the Federal Reserve’s newest FedNow plan might significantly benefit Ripple and XRP

How the Federal Reserve’s newest FedNow plan might significantly benefit Ripple and XRP

crypthub

about 16 hours ago

FedNow Expansion

The Federal Reserve is proposing to let banks and credit unions use intermediaries in its FedNow instant‑payment system. This technical tweak would bridge U.S. real‑time payments with international settlement networks. Intermediaries could connect domestic rails to cross‑border platforms, opening a role for Ripple’s infrastructure and its XRP token.

Ripple’s Regulatory Advances

Ripple has earned a conditional national bank charter from the OCC, positioning it to custody digital assets and offer lending services. If the charter becomes full, Ripple could obtain a Federal Reserve master account, linking directly to FedNow and the Fed’s discount window. These steps would embed Ripple within the core U.S. payment architecture.

Growing Industry Adoption

Over 300 financial institutions are evaluating XRP, and more than 100 major banks, including Santander and Bank of America, are testing Ripple’s technology in live settings. Ripple also works with the IMF and the BIS on interoperable digital‑finance frameworks. As the Fed modernizes its rails, Ripple stands ready to become a key conduit for cross‑border payments, turning XRP into a mainstream financial component.