Investors note that DOGE and ADA are losing steam as MUTM, priced at $0.035, emerges as the most closely followed DeFi token of Q4.
Dogecoin (DOGE) and Cardano (ADA) have shifted from early explosive gains to flat or modest growth as Q4 begins. Their large market caps limit upside, with analysts forecasting only 5‑15% for DOGE and 10‑20% for ADA absent a major catalyst. Both tokens now rely on hype rather than fundamentals, reducing appeal to serious investors. Consequently, many holders are scouting alternatives with stronger utility. Mutuum Finance (MUTM) is emerging as a leading DeFi token priced around $0.035 after a 250% rise since early 2025. The protocol offers a decentralized lending system where mtTokens appreciate as borrowers repay interest, creating yield tied to real activity. Phase 6 allocation is over 96% filled, and Phase 7 promises a near‑20% price boost with a Q4 V1 launch supporting ETH and USDT. With $19.25 M raised and 18,500 holders, demand for the remaining supply is intensifying. MUTM’s buy‑and‑distribute model and Chainlink‑backed oracle protect collateral and generate natural buy pressure. Planned USD‑stablecoin and Layer‑2 integration aim to improve liquidity, speed and fee efficiency for borrowers. Audits by CertiK and Halborn plus a $50 k bug bounty reinforce security confidence. Analysts project 5‑7× gains after V1 and potential 400‑600% upside through 2027 if borrowing activity expands.























